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When you have a document that you want to translate from Spanish into English, you may find it easier to work with a program like Google Translate or Doc Translator that lets you upload the entire document. This saves time compared to copying and pasting sections of the text. Some of these programs preserve the formatting of the original document.
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There are several websites that give you access to human translators. Consider using these services if you need to translate an official document like a birth certificate or marriage license. They’re also useful when you want to translate your own document into a language you don’t know, like translating English to French. The human translator can make sure the text says what you want it to say and leaves out culturally sensitive terms and phrases.
Translating a Document With Google Translate
Google Translate offers several options for translating English to French and more than 100 other languages. You can copy and paste up to 5,000 characters directly into the web-based translator or upload a document. The service gives you the option of paying a vendor to complete the translation or translating it by yourself or with help from people in the Google community.
Translating a Document With Microsoft Office Online
Microsoft Office has a translator service built in to the program for subscribers to its Office 365 online program. You can translate specific lines of text in the document and view the translation immediately on the screen. There’s also an option to submit the entire document for translation.
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The 95 Theses – a modern translation
1. When Jesus said “repent” he meant that believers should live a whole life repenting
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2. Only God can give salvation – not a priest.
3. Inwards penitence must be accompanied with a suitable change in lifestyle.
4. Sin will always remain until we enter Heaven.
5. The pope must act according to canon law.
6. Only God can forgive -the pope can only reassure people that God will do this.
7. A sinner must be humbled in front of his priest before God can forgive him.
8. Canon law applies only to the living not to the dead.
9. However, the Holy Spirit will make exceptions to this when required to do so.
10. The priest must not threaten those dying with the penalty of purgatory.
11. The church through church penalties is producing a ‘human crop of weeds’.
12. In days gone by, church penalties were imposed before release from guilt to show true repentance.
13. When you die all your debts to the church are wiped out and those debts are free from being judged.
14. When someone is dying they might have bad/incorrect thoughts against the church and they will be scared. This fear is enough penalty.
15. This fear is so bad that it is enough to cleanse the soul.
16. Purgatory = Hell. Heaven = Assurance.
17. Souls in Purgatory need to find love – the more love the less their sin.
18. A sinful soul does not have to be always sinful. It can be cleansed.
19. There is no proof that a person is free from sin.
20. Even the pope – who can offer forgiveness – cannot totally forgive sins held within.
21. An indulgence will not save a man.
22. A dead soul cannot be saved by an indulgence.
23. Only a very few sinners can be pardoned. These people would have to be perfect.
24. Therefore most people are being deceived by indulgences.
25. The pope’s power over Purgatory is the same as a priest’s.
26. When the pope intervenes to save an individual, he does so by the will of God.
27. It is nonsense to teach that a dead soul in Purgatory can be saved by money.
28. Money causes greed – only God can save souls.
29. Do we know if the souls in Purgatory want to be saved ?
30. No-one is sure of the reality of his own penitence – no-one can be sure of receiving complete forgiveness.
31. A man who truly buys an indulgence (ie believes it is to be what it is) is as rare as someone who truly repents all sin ie very rare.
32. People who believe that indulgences will let them live in salvation will always be damned – along with those who teach it.
33. Do not believe those who say that a papal indulgence is a wonderful gift which allows salvation.
34. Indulgences only offer Man something which has been agreed to by Man.
35. We should not teach that those who aim to buy salvation do not need to be contrite.
36. A man can be free of sin if he sincerely repents – an indulgence is not needed.
37. Any Christian – dead or alive – can gain the benefit and love of Christ without an indulgence.
38. Do not despise the pope’s forgiveness but his forgiveness is not the most important.
39. The most educated theologians cannot preach about indulgences and real repentance at the same time.
40. A true repenter will be sorry for his sins and happily pay for them. Indulgences trivialise this issue.
41. If a pardon is given it should be given cautiously in case people think it’s more important than doing good works.
42. Christians should be taught that the buying of indulgences does not compare with being forgiven by Christ.
43. A Christian who gives to the poor or lends to those in need is doing better in God’s eyes than one who buys ‘forgiveness’.
44. This is because of loving others, love grows and you become a better person. A person buying an indulgence does not become a better person.
45. A person who passes by a beggar but buys an indulgence will gain the anger and disappointment of God.
46. A Christian should buy what is necessary for life not waste money on an indulgence.
47. Christians should be taught that they do not need an indulgence.
48. The pope should have more desire for devout prayer than for ready money.
49. Christians should be taught not to rely on an indulgence. They should never lose their fear of God through them.
50. If a pope knew how much people were being charged for an indulgence – he would prefer to demolish St. Peter’s.
51. The pope should give his own money to replace that which is taken from pardoners.
52. It is vain to rely on an indulgence to forgive your sins.
53. Those who forbid the word of God to be preached and who preach pardons as a norm are enemies of both the pope and Christ.
54. It is blasphemy that the word of God is preached less than that of indulgences.
55. The pope should enforce that the gospel – a very great matter – must be celebrated more than indulgences.
56. The treasure of the church is not sufficiently known about among the followers of Christ.
57. The treasure of the Church are temporal (of this life).
58. Relics are not the relics of Christ, although they may seem to be. They are, in fact, evil in concept.
59. St. Laurence misinterpreted this as the poor gave money to the church for relics and forgiveness.
60. Salvation can be sought for through the church as it has been granted this by Christ.
61. It is clear that the power of the church is adequate, by itself, for the forgiveness of sins.
62. The main treasure of the church should be the Gospels and the grace of God.
63. Indulgences make the most evil seem unjustly good.
64. Therefore evil seems good without penance or forgiveness.
65. The treasured items in the Gospels are the nets used by the workers.
66. Indulgences are used to net an income for the wealthy.
67. It is wrong that merchants praise indulgences.
68. They are the furthest from the grace of God and the piety and love of the cross.
69. Bishops are duty bound to sell indulgences and support them as part of their job.
70. But bishops are under a much greater obligation to prevent men preaching their own dreams.
71. People who deny the pardons of the Apostles will be cursed.
72. Blessed are they who think about being forgiven.
73. The pope is angered at those who claim that pardons are meaningless.
74. He will be even more angry with those who use indulgences to criticise holy love.
75. It is wrong to think that papal pardons have the power to absolve all sin.
76. You should feel guilt after being pardoned. A papal pardon cannot remove guilt.
77. Not even St. Peter could remove guilt.
78. Even so, St. Peter and the pope possess great gifts of grace.
79. It is blasphemy to say that the insignia of the cross is of equal value with the cross of Christ.
80. Bishops who authorise such preaching will have to answer for it.
81. Pardoners make the intelligent appear disrespectful because of the pope’s position.
82. Why doesn’t the pope clean feet for holy love not for money ?
83. Indulgences bought for the dead should be re-paid by the pope.
84. Evil men must not buy their salvation when a poor man, who is a friend of God, cannot.
85. Why are indulgences still bought from the church ?
86. The pope should re-build St. Peter’s with his own money.
87. Why does the pope forgive those who serve against him ?
88. What good would be done to the church if the pope was to forgive hundreds of people each day ?
89. Why are indulgences only issued when the pope sees fit to issue them ?
90. To suppress the above is to expose the church for what it is and to make true Christians unhappy.
91. If the pope had worked as he should (and by example) all the problems stated above would not have existed.
92. All those who say there is no problem must go. Problems must be tackled.
93. Those in the church who claim there is no problem must go.
94. Christians must follow Christ at all cost.
95. Let Christians experience problems if they must – and overcome them – rather than live a false life based on present Catholic teaching.
95 Theses Against Indulgences (English text)

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The 95 Theses of Martin Luther (1517)
Dennis Bratcher, ed.
Original Latin English Translation
Martin Luther was a German priest whose disillusionment with the abuses of the 16th century Roman Catholic Church sparked the Reformation. He was born in 1483. At the encouragement of his father, he was determined to become a lawyer. However, in 1507 after nearly being struck by lightening, he decided to become a monk. He entered a monastery in 1505 and was ordained a priest in 1507. Luther was assigned to teach at the University of Wittenberg in 1508, where he would spend his entire career. Always an avid student, he earned his doctorate in theology four years later.
In 1510 he visited Rome and was appalled by the behavior of church officials and the sale of indulgences. In Catholic theology, an indulgence is the remission of the physical and temporal punishment for sins that is endured in Purgatory after death, even though the legal guilt has been pardoned by absolution. In Luther’s era, indulgences were being sold by the Church to raise money for refurbishing the Basilica of St. Peter in Rome. The slogan attributed to the Dominican friar Johann Tetzel epitomized the sale of indulgences: "As soon as the coin in the coffer rings, the soul from purgatory springs." (see Thesis 27 ).
In light of his discouragement with the Church, as Luther studied and lectured on Psalms, Hebrews, and Romans he came to new insights about repentance, salvation, and the role of faith. Especially from his study of Romans, he began to understand that salvation is a gift of God by grace through Christ received by faith alone ( sola fide ). He also came to believe that there should be a clear distinction between "law," obedience and salvation by obedience to the will of God by law, and "gospel," forgiveness of sins and salvation based on the sacrificial death of Jesus.
In 1517 Luther, informed by his growing belief that salvation is by faith alone, presented his concerns to Church officials in the form of ninety-five theses, a series of statements that presented a logical argument against the sale of indulgences. An account arose later that he nailed the theses to the door of the castle church at Wittenberg as an act of defiance. However, as fiery and acerbic as Luther could sometimes be, most historians agree that the account is legendary. Historical research suggests that he sent a letter along with the 95 theses, which included an invitation to discuss the issues openly, to Archbishop Albert of Mainz.
Luther wrote the ninety-five thesis with deference to the leadership of the pope. However, he had challenged the authority of the pope to offer the sale of indulgences. In a charged political climate, it was seen by some as an attack on the papacy and therefore on the Church. Luther was summoned to Rome to answer charges of heresy. Luther did not respond to the summons, which led to an escalating controversy between Luther and those who defended the absolute authority of the papacy. Luther continued writing about salvation by faith alone as well as other reforms that he saw needed to occur in the church. As a result, the rift between Luther and those who wanted to defend the authority of the papacy, as well as to protect the lucrative source of income from the sale of indulgences, fueled a growing controversy.
Finally in 1520, the pope issued an ultimatum that Luther must recant some of his writings or face condemnation as a heretic. Luther responded with typical bluntness that "the die is cast," that he sought no reconciliation with Rome, and called the decisions of the pope a "swamp of heresies." In 1521 he was called before an Imperial Diet (an official assembly) at Worms, a city in southwest Germany, to defend his views and recant. Luther refused and as a result was excommunicated as a heretic and the Edict of Worms issued by the Holy Roman Emperor Charles V at the urging of Church officials banned his writings and in effect called for his execution. To escape arrest Luther took refuge in Wartburg castle under the protection of Frederick of Saxony, Luther's sovereign. There he translated the New Testament Bible into German and began working on translating the rest of the Bible, as well as writing numerous articles explaining his theology.
Because of ongoing political and religious turmoil in Germany, the Edict of Worms was never enforced. Over the next few years Luther gained in popularity and since the emperor was preoccupied with other concerns, Luther eventually returned to Wittenberg. He was instrumental in reforming church worship as well as laying the groundwork for the Reformation, which essentially rejected the authority of the Pope and canon law, which is the accumulated body of laws, rules, regulations, and traditional dogmas that governed the practices of the Church. Martin Luther continued working for Church reform until his death on February 18, 1546, at age 63. -Dennis Bratcher
The English translation is adapted from Works of Martin Luther , ed. and trans. by Adolph Spaeth, et al. , A. J. Holman Company, 1915, Vol. 1, pp. 29-38.
The 95 Theses of Martin Luther
Disputation of doctor martin luther on the power and efficacy of indulgences, october 31, 1517.
Out of love for the truth and the desire to bring it to light, the following propositions will be discussed at Wittenberg, under the presidency of the Reverend Father Martin Luther, Master of Arts and of Sacred Theology, and duly appointed Lecturer on these subjects at that place. He requests that those who are unable to be present and debate orally with us, may do so by letter.
In the Name our Lord Jesus Christ. Amen.
1. Our Lord and Master Jesus Christ, when He said "Repent", willed that the whole life of believers should be repentance.
2. This word cannot be understood to mean the sacrament of penance, that is, confession and satisfaction, which is administered by the priests.
3. Yet it does not mean inward repentance only; for there is no inward repentance that does not produce outwardly various mortifications of the flesh.
4. The penalty [of sin], therefore, continues so long as hatred of self continues; for this is the true inward repentance, and continues until our entrance into the kingdom of heaven.
5. The pope has neither the will nor the power to remit any penalties other than those which he has imposed either by his own authority or by that of canon law.
6. The pope cannot remit any guilt, except by declaring that it has been remitted by God and by assenting to God's remission; though, to be sure, he may grant remission in cases reserved to his judgment. If his right to grant remission in such cases were despised, the guilt would remain entirely unforgiven.
7. God remits guilt to no one whom He does not, at the same time, humble in all things and bring into subjection to His representative, the priest.
8. The penitential canons apply only to the living, and, according to them, none applies to the dead.
9. Therefore the Holy Spirit acting in the person of the pope manifests grace to us, because in his [the pope’s] decrees he always excludes the dead and cases of hardship.
10. Ignorant and wicked are the actions of those priests who impose canonical penances on the dead in purgatory.
11. This changing of the canonical penalty to the penalty of purgatory is quite evidently one of the tares that were sown while the bishops slept.
12. In former times the canonical penalties were imposed not after, but before absolution, as tests of true contrition.
13. The dying are freed by death from all penalties; they are already dead to canonical rules, and have a right to be released from them.
14. The imperfect piety and love of the dying brings with it, of necessity, great fear; and the smaller the love, the greater is the fear.
15. This fear and horror is sufficient in itself alone (to say nothing of other things) to constitute the penalty of purgatory, since it is very near to the horror of despair.
16. There seems to be the same difference between hell, purgatory, and heaven as there are between despair, almost-despair, and the assurance of safety.
17. The horror of souls in purgatory should grow less and love ought to increase.
18. It seems unproven, either by reason or Scripture, that they are outside the state of merit, that is to say, of increasing love.
19. Again, it seems unproven that they, or at least that all of them, are certain or assured of their own salvation, though we may be quite certain of it.
20. Therefore by "full remission of all penalties" the pope means not actually "of all," but only of those imposed by himself.
21. Therefore those preachers of indulgences who say that by the pope's indulgences a man is freed from every penalty and saved are in error;
22. Indeed he cannot pass on to souls in purgatory any penalty which canon law declares should be paid in this life.
23. If it is at all possible to grant to anyone the remission of all penalties whatsoever, it is certain that this remission could be granted only to the most perfect, that is, to very few.
24. Therefore it must be the case that the greater part of the people are deceived by that indiscriminate and highsounding promise of release from penalty.
25. The power which the pope has, in general, over purgatory, is just like the power which any bishop or curate has, in particular, within his own diocese or parish.
26. The pope does well when he grants remission to souls [in purgatory], not by the power of the keys (which he does not possess), but by way of intercession.
27. There is no divine authority for preaching that so soon as the penny jingles into the money-box, the soul flies out [of purgatory].
28. It is certain that when the penny jingles into the money-box, gain and avarice can be increased, but the result of the intercession of the Church is in the power of God alone.
29. Who knows whether all the souls in purgatory wish to be bought out of it, as in the legend of Sts. Severinus and Paschal.*
[*This legend tells of two saints who were willing to remain in torment in purgatory to suffer for others.]
30. No one is sure that his own contrition is sincere; much less that he has attained full remission.
31. The man who sincerely buys indulgences is as rare as the man that is truly penitent; that is, such men are most rare.
32. They will be condemned eternally, together with their teachers, who believe themselves sure of their salvation because they have letters of pardon.
33. Men must be on their guard against those who say that the pope's pardons are that inestimable gift of God by which man is reconciled to Him;
34. For these "graces of pardon" concern only the penalties of sacramental satisfaction, and these are appointed by man.
35. It is not according to Christian doctrine to preach and teach that contrition is not necessary for those who intend to buy souls out of purgatory or to buy confessional licenses.
36. Every truly repentant Christian has a right to full remission of penalty and guilt, even without letters of pardon.
37. Every true Christian, whether living or dead, has part in all the blessings of Christ and the Church; and this is granted him by God, even without letters of pardon.
38. Nevertheless, the remission and participation [in the blessings of the Church] which are granted by the pope are in no way to be despised, for as I have said, they are the declaration of divine remission.
39. It is most difficult, even for the very best theologians, to commend to the people the abundance of pardons while at the same time encouraging true contrition.
40. True contrition seeks and loves penalties, but generous pardons only relax penalties and cause them to be hated, or at least, furnish an occasion [for hating them].
41. Papal pardons should be preached with caution, lest people falsely think they are preferable to other good works of love.
42. Christians should be taught that the pope does not intend the purchase of pardons to be compared in any way to works of mercy.
43. Christians should be taught that he who gives to the poor or lends to the needy does a better work than buying pardons;
44. Because love grows by works of love, and a man becomes a better man; but by pardons he does not grow better, only escapes penalty.
45. Christians should be taught that he who sees a person in need, and passes him by, and then purchases pardons, purchases not the indulgences of the pope, but the indignation of God.
46. Christians should be taught that unless they have more than they need, they are bound to keep what is necessary for their own families, and should by no means squander it on pardons.
47. Christians are to be taught that the buying of pardons is a voluntary matter, and not a legal requirement.
48. Christians should be taught that in granting pardons the pope needs and desires their devout prayer for him more than the money they bring.
49. Christians are to be taught that the pope's pardons are useful only if they do not put their trust in them; but altogether harmful, if they lose their fear of God because of them.
50. Christians should be taught that if the pope knew the exactions of the pardon-preachers, he would rather that St. Peter's church be reduced to ashes than be built up with the skin, flesh and bones of his sheep.
51. Christians should be taught that it would be the pope's wish, as it is his duty, to give of his own money, even though the church of St. Peter might have to be sold, to many of those from whom certain hawkers of pardons cajole money.
52. The assurance of salvation by letters of pardon is useless, even though the commissary, or indeed even though the pope himself, were to stake his soul upon it.
53. They are enemies of Christ and of the pope, who forbid the Word of God to be preached at all in some Churches, in order that pardons may be preached in others.
54. Injury is done the word of God when, in the same sermon, an equal or a longer time is spent on pardons than on this word.
55. It must be the intention of the pope that if pardons, which are a very small thing, are celebrated with one bell, with single processions and ceremonies, then the Gospel, which is the very greatest thing, should be preached with a hundred bells, a hundred processions, a hundred ceremonies.
56. The "treasures of the Church," out of which the pope grants indulgences, are not sufficiently spoken of or known among the people of Christ.
57. That they are not temporal treasures is certainly evident, for many of the vendors do not grant such treasures freely, but only collect them.
58. Nor are they the merits of Christ and the Saints, for even without the pope, these always work grace for the inner man, and the cross, death, and hell for the outward man.
59. St. Lawrence said that the treasures of the Church were the Church's poor, but he used the term in accordance with the custom of his own time.
60. Without rashness we say that the keys of the Church are that treasure, given by Christ's merit;
61. For it is clear that the power of the pope is of itself sufficient for the remission of penalties and of reserved cases,
62. The true treasure of the Church is the Most Holy Gospel of the glory and the grace of God.
63. But this treasure is naturally most odious, for it makes the first to be last.
64. On the other hand, the treasure of indulgences is naturally most acceptable, for it makes the last to be first.
65. Therefore the treasures of the Gospel are nets with which they formerly desired to fish for men of wealth.
66. Now, the treasures of the indulgences are nets with which they fish for the wealth of men.
67. The indulgences which the preachers cry as the "greatest graces" are in fact truly such only when they promote financial gain.
68. Yet they are in truth the very smallest graces compared with the grace of God and the piety of the Cross.
69. Bishops and curates are bound to receive the commissaries of papal pardons, with all reverence.
70. But they are under greater obligation to watch closely and listen carefully lest these men preach their own imaginings instead of the commission of the pope.
71. He who speaks against the validity of apostolic pardons, let him be anathema and accursed!
72. But he who guards against the lust and license of the pardon-preachers, let him be blessed!
73. The pope justly thunders against those who, by any means, contrive the injury of the traffic in pardons.
74. But much more does he intend to thunder against those who use the pretext of pardons to contrive the injury of holy love and truth.
75. It is folly to think that the papal pardons are so powerful that they could absolve a man even if he had committed an impossible sin and violated the Mother of God.
76. We say, on the contrary, that the papal pardons are not able to remove the very least of venial sins, so far as its guilt is concerned.
77. It is said that even St. Peter, if he were now Pope, could not bestow greater graces; this is blasphemy against St. Peter and against the pope.
78. We say, on the contrary, that even the present pope, and any pope at all, has greater graces at his disposal; specifically, the Gospel, powers, gifts of healing, etc., as it is written in 1 Corinthians 12.
79. To say that the cross emblazoned with the papal arms, which is set up [by the preachers of indulgences], is of equal worth with the Cross of Christ, is blasphemy.
80. The bishops, curates and theologians who permit such assertions to be spread among the people will be held accountable for it.
81. This unbridled preaching of pardons makes it difficult even for learned men to defend the respect due the pope from false accusations, or even from the astute criticisms of the laity;
82. For example: -- "Why does not the pope empty purgatory, for the sake of holy love and of the dire need of the souls that are there, if he can redeem an infinite number of souls for the sake of miserable money with which to build a Church? The former reasons would be most just; the latter is most trivial."
83. Again: -- "Why do funeral and anniversary masses for the dead continue to be said? Why does the pope not return or permit the repayment of the endowments founded on their behalf, since it is wrong to pray for those now redeemed?"
84. Again: -- "What is this new piety of God and the pope, that for money they allow an impious man who is their enemy to buy out of purgatory the devout soul of a friend of God, when they do not allow that pious and beloved soul to be redeemed without payment for pure love's sake or because of its need of redemption?"
85. Again: -- "Why are the penitential canon laws long, which in actual fact and practice are long obsolete and dead, now satisfied by the granting of indulgences, as though they were still alive and in effect?"
86. Again: -- "Why does not the pope, whose wealth is today greater than the wealthiest of the wealthy, build just this one church of St. Peter with his own money, rather than with the money of poor believers?"
87. Again: -- "What is it that the pope dispenses to people, and what participation does he grant, to those who have a right to full remission and participation because of their perfect repentance?"
88. Again: -- "What greater blessing could come to the Church than if the pope were to do a hundred times a day what he now does only once, and bestow on every believer these remissions and participations?"
89. "Since the pope seeks the salvation of souls rather than money by his pardons, why does he suspend the indulgences and pardons granted before now, since these have equal efficacy?"
90. To repress these arguments and scruples of the laity by force alone, and not to resolve them by giving reasons, is to expose the Church and the pope to the ridicule of their enemies, and to make Christians unhappy.
91. If, therefore, pardons were preached according to the spirit and mind of the pope, all these doubts would be readily resolved; indeed, they would cease to exist.
92. Away, then, with all those prophets who say to the people of Christ, "Peace, peace," where there is no peace!
93. Blessed be all those prophets who say to the people of Christ, "the cross, the cross," where there is no cross!
94. Christians are to be exhorted that they be diligent in following Christ, their Head, through penalties, deaths, and hell;
95. And thus be confident of entering into heaven rather through many tribulations, than through the assurance of peace.
Original Latin Version
Note: The Latin version is here numbered to correspond to the English translation.
Disputatio pro Declaratione Virtutis Indulgentiarum.
D. martin luthers.
Amore et studio elucidande veritatis hec subscripta disputabuntur Wittenberge, Presidente R. P. Martino Lutther, Artium et S. Theologie Magistro eiusdemque ibidem lectore Ordinario. Quare petit, ut qui non possunt verbis presentes nobiscum disceptare agant id literis absentes. In nomine domini nostri Hiesu Christi. Amen.
1. Dominus et magister noster Iesus Christus dicendo `Penitentiam agite &c.' omnem vitam fidelium penitentiam esse voluit.
2. Quod verbum de penitentia sacramentali (id est confessionis et satisfactionis, que sacerdotum ministerio celebratur) non potest intelligi.
3. Non tamen solam intendit interiorem, immo interior nulla est, nisi foris operetur varias carnis mortificationes.
4. Manet itaque pena, donec manet odium sui (id est penitentia vera intus), scilicet usque ad introitum regni celorum.
5. Papa non vult nec potest ullas penas remittere preter eas, quas arbitrio vel suo vel canonum imposuit.
6. Papa non potest remittere ullam culpam nisi declarando, et approbando remissam a deo Aut certe remittendo casus reservatos sibi, quibus contemptis culpa prorsus remaneret.
7. Nulli prorus remittit deus culpam, quin simul eum subiiciat humiliatum in omnibus sacerdoti suo vicario.
8. Canones penitentiales solum viventibus sunt impositi nihilque morituris secundum eosdem debet imponi.
9. Inde bene nobis facit spiritussanctus in papa excipiendo in suis decretis semper articulum mortis et necessitatis.
10. Indocte et male faciunt sacerdotes ii, qui morituris penitentias canonicas in purgatorium reservant.
11. Zizania illa de mutanda pena Canonica in penam purgatorii videntur certe dormientibus episcopis seminata.
12. Olim pene canonice non post, sed ante absolutionem imponebantur tanquam tentamenta vere contritionis.
13. Morituri per mortem omnia solvunt et legibus canonum mortui iam sunt, habentes iure earum relaxationem.
14. Imperfecta sanitas seu charitas morituri necessario secum fert magnum timorem, tantoque maiorem, quanto minor fuerit ipsa.
15. Hic timor et horror satis est se solo (ut alia taceam) facere penam purgatorii, cum sit proximus desperationis horrori.
16. Videntur infernus, purgaturium, celum differre, sicut desperatio, prope desperatio, securitas differunt.
17. Necessarium videtur animabus in purgatorio sicut minni horrorem ita augeri charitatem.
18. Nec probatum videtur ullis aut rationibus aut scripturis, quod sint extra statum meriti seu augende charitatis.
19. Nec hoc probatum esse videtur, quod sint de sua beatitudine certe et secure, saltem omnes, licet nos certissimi simus. 20. Igitur papa per remissionem plenariam omnium penarum non simpliciter omnium intelligit, sed a seipso tantummodo impositarum.
21. Errant itaque indulgentiarum predicatores ii, qui dicunt per pape indulgentias hominem ab omni pena solvi et salvari.
22. Quin nullam remittit animabus in purgatorio, quam in hac vita debuissent secundum Canones solvere.
23. Si remissio ulla omnium omnino penarum potest alicui dari, certum est eam non nisi perfectissimis, i.e. paucissimis, dari.
24. Falli ob id necesse est maiorem partem populi per indifferentem illam et magnificam pene solute promissionem.
25. Qualem potestatem habet papa in purgatorium generaliter, talem habet quilibet Episcopus et Curatus in sua diocesi et parochia specialiter.
26. Optime facit papa, quod non potestate clavis (quam nullam habet) sed per modum suffragii dat animabus remissionem.
27. Hominem predicant, qui statim ut iactus nummus in cistam tinnierit evolare dicunt animam.
28. Certum est, nummo in cistam tinniente augeri questum et avariciam posse: suffragium autem ecclesie est in arbitrio dei solius.
29. Quis scit, si omnes anime in purgatorio velint redimi, sicut de s. Severino et Paschali factum narratur.
30. Nullus securus est de veritate sue contritionis, multominus de consecutione plenarie remissionis.
31. Quam rarus est vere penitens, tam rarus est vere indulgentias redimens, i. e. rarissimus.
32. Damnabuntur ineternum cum suis magistris, qui per literas veniarum securos sese credunt de sua salute.
33. Cavendi sunt nimis, qui dicunt venias illas Pape donum esse illud dei inestimabile, quo reconciliatur homo deo.
34. Gratie enim ille veniales tantum respiciunt penas satisfactionis sacramentalis ab homine constitutas.
35. Non christiana predicant, qui docent, quod redempturis animas vel confessionalia non sit necessaria contritio.
36. Quilibet christianus vere compunctus habet remissionem plenariam a pena et culpa etiam sine literis veniarum sibi debitam.
37. Quilibet versus christianus, sive vivus sive mortuus, habet participationem omnium bonorum Christi et Ecclesie etiam sine literis veniarum a deo sibi datam.
38. Remissio tamen et participatio Pape nullo modo est contemnenda, quia (ut dixi) est declaratio remissionis divine.
39. Difficillimum est etiam doctissimis Theologis simul extollere veniarum largitatem et contritionis veritatem coram populo.
40. Contritionis veritas penas querit et amat, Veniarum autem largitas relaxat et odisse facit, saltem occasione.
41. Caute sunt venie apostolice predicande, ne populus false intelligat eas preferri ceteris bonis operibus charitatis.
42. Docendi sunt christiani, quod Pape mens non est, redemptionem veniarum ulla ex parte comparandam esse operibus misericordie.
43. Docendi sunt christiani, quod dans pauperi aut mutuans egenti melius facit quam si venias redimereet.
44. Quia per opus charitatis crescit charitas et fit homo melior, sed per venias non fit melior sed tantummodo a pena liberior.
45. Docendi sunt christiani, quod, qui videt egenum et neglecto eo dat pro veniis, non idulgentias Pape sed indignationem dei sibi vendicat.
46. Docendi sunt christiani, quod nisi superfluis abundent necessaria tenentur domui sue retinere et nequaquam propter venias effundere.
47. Docendi sunt christiani, quod redemptio veniarum est libera, non precepta.
48. Docendi sunt christiani, quod Papa sicut magis eget ita magis optat in veniis dandis pro se devotam orationem quam promptam pecuniam.
49. Docendi sunt christiani, quod venie Pape sunt utiles, si non in cas confidant, Sed nocentissime, si timorem dei per eas amittant.
50. Docendi sunt christiani, quod si Papa nosset exactiones venialium predicatorum, mallet Basilicam s. Petri in cineres ire quam edificari cute, carne et ossibus ovium suarum.
51. Docendi sunt christiani, quod Papa sicut debet ita vellet, etiam vendita (si opus sit) Basilicam s. Petri, de suis pecuniis dare illis, a quorum plurimis quidam concionatores veniarum pecuniam eliciunt.
52. Vana est fiducia salutis per literas veniarum, etiam si Commissarius, immo Papa ipse suam animam pro illis impigneraret.
53. Hostes Christi et Pape sunt ii, qui propter venias predicandas verbum dei in aliis ecclesiis penitus silere iubent.
54. Iniuria fit verbo dei, dum in eodem sermone equale vel longius tempus impenditur veniis quam illi.
55. Mens Pape necessario est, quod, si venie (quod minimum est) una campana, unis pompis et ceremoniis celebrantur, Euangelium (quod maximum est) centum campanis, centum pompis, centum ceremoniis predicetur.
56. Thesauri ecclesie, unde Pape dat indulgentias, neque satis nominati sunt neque cogniti apud populum Christi.
57. Temporales certe non esse patet, quod non tam facile eos profundunt, sed tantummodo colligunt multi concionatorum.
58. Nec sunt merita Christi et sanctorum, quia hec semper sine Papa operantur gratiam hominis interioris et crucem, mortem infernumque exterioris.
59. Thesauros ecclesie s. Laurentius dixit esse pauperes ecclesie, sed locutus est usu vocabuli suo tempore.
60. Sine temeritate dicimus claves ecclesie (merito Christi donatas) esse thesaurum istum.
61. Clarum est enim, quod ad remissionem penarum et casuum sola sufficit potestas Pape.
62. Verus thesaurus ecclesie est sacrosanctum euangelium glorie et gratie dei.
63. Hic autem est merito odiosissimus, quia ex primis facit novissimos.
64. Thesaurus autem indulgentiarum merito est gratissimus, quia ex novissimis facit primos.
65. Igitur thesauri Euangelici rhetia sunt, quibus olim piscabantur viros divitiarum.
66. Thesauri indulgentiarum rhetia sunt, quibus nunc piscantur divitias virorum.
67. Indulgentie, quas concionatores vociferantur maximas gratias, intelliguntur vere tales quoad questum promovendum.
68. Sunt tamen re vera minime ad gratiam dei et crucis pietatem comparate.
69. Tenentur Episcopi et Curati veniarum apostolicarum Commissarios cum omni reverentia admittere.
70. Sed magis tenentur omnibus oculis intendere, omnibus auribus advertere, ne pro commissione Pape sua illi somnia predicent.
71. Contra veniarum apostolicarum veritatem qui loquitur, sit ille anathema et maledictus.
72. Qui vero, contra libidinem ac licentiam verborum Concionatoris veniarum curam agit, sit ille benedictus.
73. Sicut Papa iuste fulminat eos, qui in fraudem negocii veniarum quacunque arte machinantur,
74. Multomagnis fulminare intendit eos, qui per veniarum pretextum in fraudem sancte charitatis et veritatis machinantur,
75. Opinari venias papales tantas esse, ut solvere possint hominem, etiam si quis per impossibile dei genitricem violasset, Est insanire.
76. Dicimus contra, quod venie papales nec minimum venialium peccatorum tollere possint quo ad culpam.
77. Quod dicitur, nec si s. Petrus modo Papa esset maiores gratias donare posset, est blasphemia in sanctum Petrum et Papam.
78. Dicimus contra, quod etiam iste et quilibet papa maiores habet, scilicet Euangelium, virtutes, gratias, curationum &c. ut 1. Co. XII.
79. Dicere, Crucem armis papalibus insigniter erectam cruci Christi equivalere, blasphemia est.
80. Rationem reddent Episcopi, Curati et Theologi, Qui tales sermones in populum licere sinunt.
81. Facit hec licentiosa veniarum predicatio, ut nec reverentiam Pape facile sit etiam doctis viris redimere a calumniis aut certe argutis questionibus laicorm.
82. Scilicet. Cur Papa non evacuat purgatorium propter sanctissimam charitatem et summam animarum necessitatem ut causam omnium iustissimam, Si infinitas animas redimit propter pecuniam funestissimam ad structuram Basilice ut causam levissimam?
83. Item. Cur permanent exequie et anniversaria defunctorum et non reddit aut recipi permittit beneficia pro illis instituta, cum iam sit iniuria pro redemptis orare?
84. Item. Que illa nova pietas Dei et Pape, quod impio et inimico propter pecuniam concedunt animam piam et amicam dei redimere, Et tamen propter necessitatem ipsius met pie et dilecte anime non redimunt eam gratuita charitate?
85. Item. Cur Canones penitentiales re ipsa et non usu iam diu in semet abrogati et mortui adhuc tamen pecuniis redimuntur per concessionem indulgentiarum tanquam vivacissimi?
86. Item. Cur Papa, cuius opes hodie sunt opulentissimis Crassis crassiores, non de suis pecuniis magis quam pauperum fidelium struit unam tantummodo Basilicam sancti Petri?
87. Item. Quid remittit aut participat Papa iis, qui per contritionem perfectam ius habent plenarie remissionis et participationis?
88. Item. Quid adderetur ecclesie boni maioris, Si Papa, sicut semel facit, ita centies in die cuilibet fidelium has remissiones et participationes tribueret?
89. Ex quo Papa salutem querit animarum per venias magis quam pecunias, Cur suspendit literas et venias iam olim concessas, cum sint eque efficaces?
90. Hec scrupulosissima laicorum argumenta sola potestate compescere nec reddita ratione diluere, Est ecclesiam et Papam hostibus ridendos exponere et infelices christianos facere.
91. Si ergo venie secundum spiritum et mentem Pape predicarentur, facile illa omnia solverentur, immo non essent.
92. Valeant itaque omnes illi prophete, qui dicunt populo Christi ' Pax pax,' et non est pax.
93. Bene agant omnes illi prophete, qui dicunt populo Christi ' Crux crux,' et non est crux.
94. Exhortandi sunt Christiani, ut caput suum Christum per penas, mortes infernosque sequi studeant,
95. Ac sic magis per multas tribulationes intrare celum quam per securitatem pacis confidant.
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Martin Luther's 95 Theses
This translation of Martin Luther's 95 theses was published in the Works of Martin Luther by Adolf Spaeth et al [ means "and others" ]. Published 1915.
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It's important to notice that all of the 95 theses have to do with indulgences .
Since Luther's most famous doctrine is Sola Fide , it's often assumed that this was the topic of the ninety-five theses or that they covered many of the doctrinal issues he had with Roman Catholicism.
They did not. They all concern indulgences.
I posted Martin Luther's 95 theses on this site long ago, but not everyone understands either the context or the meaning of the theses. So, to the actual text of Martin Luther's challenge, I will add just a couple paragraphs of historical context and an explanation of each thesis.
Historical Context
It is often thought that Martin Luther was protesting the Roman Catholic Church in the 95 theses, or that much of his Reformation theology is espoused in them. That is not true.
Martin Luther was a good Catholic when he posted his debate challenge, and the topic was purely the subject of " indulgences ," and more specifically the abuse and sale of indulgences. (A brief definition of indulgences would be a release from the penalty of sin based on the merits of Jesus and the saints.) The specific issue was that Johann Tetzel , sent by the pope to earn money for the building of St. Peter's Basilica in Rome, was preying on the ignorance of poverty-stricken and superstitious Germans, collecting money from them to buy the release of their relatives from the fires of Purgatory .
Martin Luther's Heading to the 95 Theses
Out of love for the truth and the desire to bring it to light, the following propositions will be discussed at Wittenberg, under the presidency of the Reverend Father Martin Luther, Master of Arts and of Sacred Theology, and Lecturer in Ordinary on the same at that place. Wherefore he requests that those who are unable to be present and debate orally with us, may do so by letter.
In the Name of our Lord Jesus Christ. Amen.
Martin Luther was not merely protesting. He was issuing a general challenge to a public discussion with the 95 theses as the topic of discussion. The reason that it was possible to invite the public to a discussion of ninety-five topics is because Luther had really only covered one topic. He had 95 arguments, or almost 95 arguments, against indulgences, but indulgences were his one topic.
The 95 Theses Explained

1. Our Lord and Master Jesus Christ, when He said Poenitentiam agite ["Repent"], willed that the whole life of believers should be repentance.
Poenitentiam agite is a quote from Matthew 3:2 and 4:17 in Jerome's Latin Vulgate. Modern English translations have "repent," though poenitentiam agite literally means "do penance." Martin Luther begins his arguments against indulgences by saying that we should be living lives of repentance.
2. This word cannot be understood to mean sacramental penance, i.e., confession and satisfaction, which is administered by the priests.
Luther argues that Jesus' command to "do penance" cannot be interpreted to mean the penance prescribed by priests after confession. (Today, this would usually be something like "say five Hail Mary's, three Our Father's, and one Act of Contrition." At least, that's what I experienced growing up Roman Catholic. It may have been very much different in Luther's time.)
The attempt here is to divorce the penalty of sin from any penance prescribed by a priest. In the arguments that follow, he will tie the penalty of sin to repentance and hatred of self rather than to a penance that the Church can prescribe are take away.
In what would become the Protestant motto, Luther does exalt the command of Jesus over the tradition of the Roman Catholic Church, though it becomes clear as we progress through his theses that he expects the pope to agree with him on these things. He is trying to oppose Johann Tetzel and to stop his extortion of the German people, not to oppose the pope or the Church.
3. Yet it means not inward repentance only; nay, there is no inward repentance which does not outwardly work divers mortifications of the flesh.
Luther argues that all inward repentance will, by its very nature, produce "divers mortifications of the flesh." In other words, true repentance will put the flesh to death in some outward way.
4. The penalty [of sin], therefore, continues so long as hatred of self continues; for this is the true inward repentance, and continues until our entrance into the kingdom of heaven.
Luther reference "the penalty" because that is what an indulgence is supposed to remit. He ties the penalty of sin to hatred of self that should never end rather than a temporary penance issued by the Church.
5. The pope does not intend to remit, and cannot remit any penalties other than those which he has imposed either by his own authority or by that of the Canons.
Here Luther begins to make use of what he has asserted in the first four theses. The repentance that matters, he has said, is what Jesus has commanded. That repentance never goes away, and it is not a penance prescribed by a priest. So here he follows those assertions up by stating that the only penalties that the pope can remit are those that he has imposed himself by his own authority or on the basis of established ecclesiastical rules (canons).
6. The pope cannot remit any guilt, except by declaring that it has been remitted by God and by assenting to God's remission; though, to be sure, he may grant remission in cases reserved to his judgment. If his right to grant remission in such cases were despised, the guilt would remain entirely unforgiven.
The pope can only remit guilt if God has remitted it. There are areas reserved to his judgment that only he can remit.
7. God remits guilt to no one whom He does not, at the same time, humble in all things and bring into subjection to His vicar, the priest.
When God remits guilt, he also humbles the repentant person, and he requires of penitent that he be subject to God's representative, the priest. The point here is that this type of remission cannot be gained by putting money into Johann Tetzel's money box because that does not produce humility nor bring about subjection to the priest.
Note that Martin Luther is still a good Catholic and priest at this point. He has much to say, even in his later Protestant writings, about submission to the pastor. Here, he is promoting a better route to remission. In confession, penance is assigned to humble the penitent person and this penance is done in submission to the priest as God's representative.
8. The penitential canons are imposed only on the living, and, according to them, nothing should be imposed on the dying.
Penitential canons were rules about the prescribing of penance after confession. The penance included things like prolonged fasts or banishment from the communion table for periods that could last for over a decade.
Martin Luther points out that the canons that the church is allowed to prescribe all have to do with things that concern the living. They do not include purgatory. This is an obvious foundation for the argument that the Church cannot limit the length of purgatory, but can only remove penalties that it has imposed.
9. Therefore the Holy Spirit in the pope is kind to us, because in his decrees he always makes exception of the article of death and of necessity.
Through the Church and through the pope, the Holy Spirit is kind to us because the penitential canons, the penalties the church is allowed to impose, do not include death. I am not sure what Martin Luther means by "necessity." (If any reader can help with this, please email me using the "contact me" button on the Navbar.)
10. Ignorant and wicked are the doings of those priests who, in the case of the dying, reserve canonical penances for purgatory.
If a priest receives a confession from a dying person, then issues him a penance that will be performed in purgatory, then that priest is ignorant and wicked. He is ignorant because the penitential canons allow no such thing, and he is wicked because even a dying person should be granted full cleansing of the soul before departing this life.
11. This changing of the canonical penalty to the penalty of purgatory is quite evidently one of the tares that were sown while the bishops slept.
This habit of prescribing penalties to be paid in purgatory is compared to the sowing of tares by an enemy in Jesus' parable in Matthew 23:34-40. The references to the bishops sleeping might be a harmless reference to the parable, but it is more likely a jab, an early display of Martin Luther's acerbic wit.
12. In former times the canonical penalties were imposed not after, but before absolution, as tests of true contrition.
The prescribing of penalties by a priest was for the purpose of testing true sorrow, true repentance. Once those penalties were performed, only then was the penitent absolved of his sin.
13. The dying are freed by death from all penalties; they are already dead to canonical rules, and have a right to be released from them.
Since the penitential canons apply to this life only, and priests are only to administer penalties that can be performed in this life, then the death of a Christian frees him from all such penalties. They cannot be performed by those who have passed on, and so they are released.
14. The imperfect health [of soul], that is to say, the imperfect love, of the dying brings with it, of necessity, great fear; and the smaller the love, the greater is the fear.
Luther now leaves the discussion of penalties in this life versus penalties in purgatory. His new subject concerns the fear and despair of the dying. The less love that the dying person has shown in his or her life, the greater is their fear as they face death.
15. This fear and horror is sufficient of itself alone (to say nothing of other things) to constitute the penalty of purgatory, since it is very near to the horror of despair.
This fear of death, especially in those that have not loved much, serves as the penalty of purgatory because it is so full of despair. (This could be interpreted to mean that Martin Luther finds purgatory unnecessary, but he shows us in the next few theses this is not true.)
16. Hell, purgatory, and heaven seem to differ as do despair, almost-despair, and the assurance of safety.
I don't think this needs explanation in light of the explanation of theses 14 and 15.
17. With souls in purgatory it seems necessary that horror should grow less and love increase.
Purgatory is supposed to "purge" the sinner whose sins are not so great that he should go to hell. Hence the name "Purgatory." As the sinner finds his conscience purged in purgatory, his fear and despair should grow less, and his love should increase.
18. It seems unproved, either by reason or Scripture, that they are outside the state of merit, that is to say, of increasing love.
This, like so many other theses in Martin Luther's treatise, is just a buildup for the following theses. Here he says that no one has proven that those in purgatory cannot receive merit in the way of increasing love.
19. Again, it seems unproved that they, or at least that all of them, are certain or assured of their own blessedness, though we may be quite certain of it.
Still setting a foundation for following theses, Luther points out that no one has proven that all of the people in purgatory are certain that they will leave purgatory for heaven. Nonetheless, for some reason I do not understand, he says we may be quite certain it is true that all those in purgatory have an assurance that they will arrive at blessedness.
20. Therefore by "full remission of all penalties" the pope means not actually "of all," but only of those imposed by himself.
Since some penalties are remitted in purgatory to the benefit, in growing love and lessening fear, of the resident there, the pope cannot offer to remit all penalties, but only those that he himself has imposed.
We should emphasize here that indulgences are meant to remit the penalty of sin, not sin itself. The sin itself needs to be forgiven through repentance and confession, but even a forgiven sin sometimes involves lamenting, mourning, and weeping (James 4:9,10). The Roman Catholic Church has taken this so far that some sins obtain a penalty of purgatory before real deliverance from sin occurs.
Here, once again, Luther concludes that the only penalties for sin that the pope can remove are the ones that he himself has prescribed.
21. Therefore those preachers of indulgences are in error, who say that by the pope's indulgences a man is freed from every penalty, and saved;
This would have been a claim of Johann Tetzel, and probably others. Luther denies it based on his previous points.
22. Whereas he remits to souls in purgatory no penalty which, according to the canons, they would have had to pay in this life.
Luther is explaining his conclusion of thesis 21, so he repeats some of his earlier points. Here he says that when the preachers of indulgences promise to remit penalties in purgatory, they are outside their bounds because any penalty being paid in purgatory does not belong to this life. Luther has shown earlier that the pope can only remit penalties that can be carried out in this life because those are the only ones he is allowed to impose by the canons.
23. If it is at all possible to grant to any one the remission of all penalties whatsoever, it is certain that this remission can be granted only to the most perfect, that is, to the very fewest.
Even if it were possible to grant someone the remission of all penalties for the sins they have committed, this would surely be true to very few people, those who have lived the most perfect lives.
24. It must needs be, therefore, that the greater part of the people are deceived by that indiscriminate and highsounding promise of release from penalty.
Therefore, since, at best, only a rare few could have all their penalties remitted by an indulgence, then the majority of people are being deceived by the claims of the indulgence preachers.
25. The power which the pope has, in a general way, over purgatory, is just like the power which any bishop or curate has, in a special way, within his own diocese or parish.
The pope's power over purgatory can be compared to a bishop's authority over his own diocese and parish.
Statements like these are confusing as you read through the 95 theses unless you realize that they are foundations for later arguments. Reading a statement like this is like reading the start of a sentence. Read on and Martin Luther will tell you where he is going.
26. The pope does well when he grants remission to souls [in purgatory], not by the power of the keys (which he does not possess), but by way of intercession.
The parentheses belong to Martin Luther. However, at this point in his life, Martin Luther would not have denied to the pope the power of the keys of the kingdom (Matt. 16:18-19). Therefore this is mistranslated. Another translation reads: "(which he cannot exercise for them)."
Such a translation fits in with everything Luther has been saying. The pope cannot use the keys of the kingdom, which he does possess, to help people in purgatory. He can only help those who have penalties that belong to this life, penalties which the pope, either personally or through the local priest, has imposed himself.
Therefore, it is a good thing, Luther argues, if the pope prays for people in purgatory to have their penalties remitted, but he cannot remove penalties to souls in purgatory by the power of his office.
27. They preach man who say that so soon as the penny jingles into the money-box, the soul flies out [of purgatory].
Johann Tetzel had a famous jingle as a sales pitch. In German it rhymed:
So wie das Geld im Kasten klingt Die Seele aus dem Fegfeuer springt
In English, this is "As soon as the money jingles in the box, the soul leaps out of Purgatory."
Luther says that those who say this are preaching the doctrines of men.
28. It is certain that when the penny jingles into the money-box, gain and avarice can be increased, but the result of the intercession of the Church is in the power of God alone.
Luther turns their jingle around and says that it is gain and avarice that can be increased by pennies jingling in money-boxes. The intercession of the Church produces the power of God, not money.
29. Who knows whether all the souls in purgatory wish to be bought out of it, as in the legend of Sts. Severinus and Paschal.
Luther moves on in a surprising direction. What if there are souls that do not wish to have their time in Purgatory shortened? He references Saint Severinus of Noricum, a fifth-century Christian, and Pope Paschal I, who are supposed to have offered to go to Purgatory and bear its pains on behalf of other faithful believers.
It is very hard to track down this legend! So far all I have been able to find is rumor. I will keep looking to see where it came from. There is a Vita Severinus , a life of Severinus , written by Eugippius. I'll see what I can find in it.
Pope Paschal I was pope from 817 to 824, and Severinus belongs to the mid-fourth century. He was the mentor of the famous desert hermit Anthony.
30. No one is sure that his own contrition is sincere; much less that he has attained full remission.
I am sure that this would have been considered an undeniable truth in Luther's time. It would not be a popular teaching in our own. You can be sure, however, that if Luther presents this statement without evidence, then he was confident it would be accepted as true without argument.
31. Rare as is the man that is truly penitent, so rare is also the man who truly buys indulgences, i.e., such men are most rare.
Martin Luther does not oppose indulgences in general. He opposes the improper use of them, and these 95 Theses are an explanation of what Luther sees as improper usage. The proposed public discussion probably never occurred in the format Luther was expecting. Instead, the discussion occurred without his supervision all over Germany after these theses were printed and reprinted by others.
32. They will be condemned eternally, together with their teachers, who believe themselves sure of their salvation because they have letters of pardon.
Luther asserts that those who assure themselves of their salvation because of a letter of pardon, which is what an indulgence is, will be eternally condemned.
33. Men must be on their guard against those who say that the pope's pardons are that inestimable gift of God by which man is reconciled to Him;
In other words, beware of those preachers of indulgences who tell you that they will reconcile a man to God. The purpose of an indulgence is to remove some earthly penalty imposed by the church, such as temporary banishment from communion or a period of self-affliction. Reconciliation to God is not the purpose of an indulgence, and we should beware of those who say they are.
34. For these "graces of pardon" concern only the penalties of sacramental satisfaction, and these are appointed by man.
Luther gives us a new phrase here: "sacramental satisfaction." That is what we have been describing. Indulgences can free you from penalties that are prescribed by priests, but not from penalties bestowed by God after this life.
35. They preach no Christian doctrine who teach that contrition is not necessary in those who intend to buy souls out of purgatory or to buy confessionalia.
Be assured that every Roman Catholic with any theological training and sincerity in their faith, even in the sixteenth century, would have agreed with Martin Luther on this ones. However, the hawkers of indulgences had stooped so low that they were promising instant release from purgatory as soon as a coin fell in the money box. There was no contrition necessary from the one who paid the money for they were not paying for penalties that were their own, and there was no way to know if contrition existed in a soul that is in purgatory. So the indulgence preachers said it was not necessary. This was not Roman Catholic theology, it was greed and evil sales methods by salesmen with corrupt souls.
36. Every truly repentant Christian has a right to full remission of penalty and guilt, even without letters of pardon.
37. Every true Christian, whether living or dead, has part in all the blessings of Christ and the Church; and this is granted him by God, even without letters of pardon.
38. Nevertheless, the remission and participation [in the blessings of the Church] which are granted by the pope are in no way to be despised, for they are, as I have said, the declaration of divine remission.
39. It is most difficult, even for the very keenest theologians, at one and the same time to commend to the people the abundance of pardons and [the need of] true contrition.
40. True contrition seeks and loves penalties, but liberal pardons only relax penalties and cause them to be hated, or at least, furnish an occasion [for hating them].
41. Apostolic pardons are to be preached with caution, lest the people may falsely think them preferable to other good works of love.
42. Christians are to be taught that the pope does not intend the buying of pardons to be compared in any way to works of mercy.
43. Christians are to be taught that he who gives to the poor or lends to the needy does a better work than buying pardons;
44. Because love grows by works of love, and man becomes better; but by pardons man does not grow better, only more free from penalty.
45. Christians are to be taught that he who sees a man in need, and passes him by, and gives [his money] for pardons, purchases not the indulgences of the pope, but the indignation of God.
46. Christians are to be taught that unless they have more than they need, they are bound to keep back what is necessary for their own families, and by no means to squander it on pardons.
47. Christians are to be taught that the buying of pardons is a matter of free will, and not of commandment.
48. Christians are to be taught that the pope, in granting pardons, needs, and therefore desires, their devout prayer for him more than the money they bring.
49. Christians are to be taught that the pope's pardons are useful, if they do not put their trust in them; but altogether harmful, if through them they lose their fear of God.
50. Christians are to be taught that if the pope knew the exactions of the pardon-preachers, he would rather that St. Peter's church should go to ashes, than that it should be built up with the skin, flesh and bones of his sheep.
51. Christians are to be taught that it would be the pope's wish, as it is his duty, to give of his own money to very many of those from whom certain hawkers of pardons cajole money, even though the church of St. Peter might have to be sold.
52. The assurance of salvation by letters of pardon is vain, even though the commissary, nay, even though the pope himself, were to stake his soul upon it.
53. They are enemies of Christ and of the pope, who bid the Word of God be altogether silent in some Churches, in order that pardons may be preached in others.
54. Injury is done the Word of God when, in the same sermon, an equal or a longer time is spent on pardons than on this Word.
55. It must be the intention of the pope that if pardons, which are a very small thing, are celebrated with one bell, with single processions and ceremonies, then the Gospel, which is the very greatest thing, should be preached with a hundred bells, a hundred processions, a hundred ceremonies.
56. The "treasures of the Church," out of which the pope grants indulgences, are not sufficiently named or known among the people of Christ.
57. That they are not temporal treasures is certainly evident, for many of the vendors do not pour out such treasures so easily, but only gather them.
58. Nor are they the merits of Christ and the Saints, for even without the pope, these always work grace for the inner man, and the cross, death, and hell for the outward man.
59. St. Lawrence said that the treasures of the Church were the Church's poor, but he spoke according to the usage of the word in his own time.
60. Without rashness we say that the keys of the Church, given by Christ's merit, are that treasure;
61. For it is clear that for the remission of penalties and of reserved cases, the power of the pope is of itself sufficient.
62. The true treasure of the Church is the Most Holy Gospel of the glory and the grace of God.
63. But this treasure is naturally most odious, for it makes the first to be last.
64. On the other hand, the treasure of indulgences is naturally most acceptable, for it makes the last to be first.
65. Therefore the treasures of the Gospel are nets with which they formerly were wont to fish for men of riches.
66. The treasures of the indulgences are nets with which they now fish for the riches of men.
67. The indulgences which the preachers cry as the "greatest graces" are known to be truly such, in so far as they promote gain.
68. Yet they are in truth the very smallest graces compared with the grace of God and the piety of the Cross.
69. Bishops and curates are bound to admit the commissaries of apostolic pardons, with all reverence.
70. But still more are they bound to strain all their eyes and attend with all their ears, lest these men preach their own dreams instead of the commission of the pope.
71. He who speaks against the truth of apostolic pardons, let him be anathema and accursed!
72. But he who guards against the lust and license of the pardon-preachers, let him be blessed!
73. The pope justly thunders against those who, by any art, contrive the injury of the traffic in pardons.
74. But much more does he intend to thunder against those who use the pretext of pardons to contrive the injury of holy love and truth.
75. To think the papal pardons so great that they could absolve a man even if he had committed an impossible sin and violated the Mother of God--this is madness.
76. We say, on the contrary, that the papal pardons are not able to remove the very least of venial sins, so far as its guilt is concerned.
77. It is said that even St. Peter, if he were now Pope, could not bestow greater graces; this is blasphemy against St. Peter and against the pope.
78. We say, on the contrary, that even the present pope, and any pope at all, has greater graces at his disposal; to wit, the Gospel, powers, gifts of healing, etc., as it is written in I. Corinthians xii.
79. To say that the cross, emblazoned with the papal arms, which is set up [by the preachers of indulgences], is of equal worth with the Cross of Christ, is blasphemy.
80. The bishops, curates and theologians who allow such talk to be spread among the people, will have an account to render.
81. This unbridled preaching of pardons makes it no easy matter, even for learned men, to rescue the reverence due to the pope from slander, or even from the shrewd questionings of the laity.
82. To wit: "Why does not the pope empty purgatory, for the sake of holy love and of the dire need of the souls that are there, if he redeems an infinite number of souls for the sake of miserable money with which to build a Church? The former reasons would be most just; the latter is most trivial."
83. Again: "Why are mortuary and anniversary masses for the dead continued, and why does he not return or permit the withdrawal of the endowments founded on their behalf, since it is wrong to pray for the redeemed?"
84. Again: "What is this new piety of God and the pope, that for money they allow a man who is impious and their enemy to buy out of purgatory the pious soul of a friend of God, and do not rather, because of that pious and beloved soul's own need, free it for pure love's sake?"
85. Again: "Why are the penitential canons long since in actual fact and through disuse abrogated and dead, now satisfied by the granting of indulgences, as though they were still alive and in force?"
86. Again: "Why does not the pope, whose wealth is today greater than the riches of the richest, build just this one church of St. Peter with his own money, rather than with the money of poor believers?"
87. Again: "What is it that the pope remits, and what participation does he grant to those who, by perfect contrition, have a right to full remission and participation?"
88. Again: "What greater blessing could come to the Church than if the pope were to do a hundred times a day what he now does once, and bestow on every believer these remissions and participations?"
89. "Since the pope, by his pardons, seeks the salvation of souls rather than money, why does he suspend the indulgences and pardons granted heretofore, since these have equal efficacy?"
90. To repress these arguments and scruples of the laity by force alone, and not to resolve them by giving reasons, is to expose the Church and the pope to the ridicule of their enemies, and to make Christians unhappy.
91. If, therefore, pardons were preached according to the spirit and mind of the pope, all these doubts would be readily resolved; nay, they would not exist.
92. Away, then, with all those prophets who say to the people of Christ, "Peace, peace," and there is no peace!
93. Blessed be all those prophets who say to the people of Christ, "Cross, cross," and there is no cross!
94. Christians are to be exhorted that they be diligent in following Christ, their Head, through penalties, deaths, and hell;
95. And thus be confident of entering into heaven rather through many tribulations, than through the assurance of peace.
Post-Script to the Ninety-Five Theses

Those are the 95 theses that changed the world!
Basically, this document, nailed to the cathedral door at Wittenberg (a common thing to do when you wanted to make a public announcement), ruined the trade in indulgences in that area.
Pope Leo X was engaged in building St. Peter's Basilica, and Martin Luther, an unknown monk, had suddenly stopped the inflow of money. It was this problem, begun by these 95 theses, that started the Reformation and changed the world.
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Martin Luther's 95 Theses
Here they are, all of the Martin Luther 95 theses, posted on the church door in Wittenberg, Germany, October 31, 1517 .
(Or read a summary of the 95 theses .)
Jump to sections in the text...
Out of love for the truth and from desire to elucidate it, the Reverend Father Martin Luther, Master of Arts and Sacred Theology, and ordinary lecturer therein at Wittenberg, intends to defend the following statements and to dispute on them in that place. Therefore he asks that those who cannot be present and dispute with him orally shall do so in their absence by letter. In the name of our Lord Jesus Christ, Amen.
1. Our Lord and Master Jesus Christ, in saying, "Repent ye, etc.," intended that the whole life of his believers on earth should be a constant penance.
2. And the word "penance" neither can, nor may, be understood as referring to the Sacrament of Penance, that is, to confession and atonement as exercised under the priest's ministry.
3. Nevertheless He does not think of inward penance only: rather is inward penance worthless unless it produces various outward mortifications of the flesh.
4. Therefore mortification continues as long as hatred of oneself continues, that is to say, true inward penance lasts until entrance into the Kingdom of Heaven.
5. The Pope will not, and cannot, remit other punishments than those which he has imposed by his own decree or according to the canons.
6. The Pope can forgive sins only in the sense, that he declares and confirms what may be forgiven of God; or that he doth it in those cases which he hath reserved to himself; be this contemned, the sin remains unremitted.
7. God forgives none his sin without at the same time casting him penitent and humbled before the priest His vicar.
8. The canons concerning penance are imposed only on the living; they ought not by any means, following the same canons, to be imposed on the dying.
9. Therefore, the Holy Spirit, acting in the Pope, does well for us, when the latter in his decrees entirely removes the article of death and extreme necessity.
10. Those priests act unreasonably and ill who reserve for Purgatory the penance imposed on the dying.
11. This abuse of changing canonical penalty into the penalty of Purgatory seems to have arisen when the bishops were asleep.
12. In times of yore, canonical penalties were imposed, not after, but before, absolution, as tests of true repentance and affliction.
13. The dying pay all penalties by their death, are already dead to the canons, and rightly have exemption from them.
14. Imperfect spiritual health or love in the dying person necessarily brings with it great fear; and the less this love is, the greater the fear it brings.
15. This fear and horror - to say nothing of other things - are sufficient in themselves to produce the punishment of Purgatory, because they approximate to the horror of despair.
16. Hell, Purgatory, and Heaven seem to differ as perfect despair, imperfect despair, and security of salvation differ.
17. It seems as must in Purgatory love in the souls increase, as fear diminishes in them.
18. It does not seem to be proved either by arguments or by the Holy Writ that they are outside the state of merit and demerit, or increase of love.
19. This, too, seems not to be proved, that they are all sure and confident of their salvation, though we may be quite sure of it.
20. Therefore the Pope, in speaking of the perfect remission of all punishments, does not mean that all penalties in general be forgiven, but only those imposed by himself.
21. Therefore, those preachers of indulgences err who say that, by the Pope's indulgence, a man may be exempt from all punishments, and be saved.
22. Yea, the Pope remits the souls in Purgatory no penalty which they, according to the canons, would have had to pay in this life.
23. If to anybody complete remission of all penalties may be granted, it is certain that it is granted only to those most approaching perfection, that is, to very few.
24. Therefore the multitude is misled by the boastful promise of the paid penalty, whereby no manner of distinction is made.
25. The same power that the Pope has over Purgatory, such has also every bishop in his diocese, and every curate in his parish.
26. The Pope acts most rightly in granting remission to souls, not by the power of the keys - which in Purgatory he does not possess - but by way of intercession.
27. They preach vanity who say that the soul flies out of Purgatory as soon as the money thrown into the chest rattles.
28. What is sure, is, that as soon as the penny rattles in the chest, gain and avarice are on the way of increase; but the intercession of the church depends only on the will of God Himself.
29. And who knows, too, whether all those souls in Purgatory wish to be redeemed, as it is said to have happened with St. Severinus and St. Paschalis.
30. Nobody is sure of having repented sincerely enough; much less can he be sure of having received perfect remission of sins.
31. Seldom even as he who has sincere repentance, is he who really gains indulgence; that is to say, most seldom to be found.
32. On the way to eternal damnation are they and their teachers, who believe that they are sure of their salvation through indulgences.
33. Beware well of those who say, the Pope's pardons are that inestimable gift of God by which man is reconciled to God.
34. For the forgiveness contained in these pardons has reference only to the penalties of sacramental atonement which were appointed by men.
35. He preaches like a heathen who teaches that those who will deliver souls out of Purgatory or buy indulgences do not need repentance and contrition.
36. Every Christian who feels sincere repentance and woe on account of his sins, has perfect remission of pain and guilt even without letters of indulgence.
37. Every true Christian, be he still alive or already dead, partaketh in all benefits of Christ and of the Church given him by God, even without letters of indulgence.
38. Yet is the Pope's absolution and dispensation by no means to be contemned, since it is, as I have said, a declaration of the Divine Absolution.
39. It is exceedingly difficult, even for the most subtle theologists, to praise at the same time before the people the great wealth of indulgence and the truth of utter contrition.
40. True repentance and contrition seek and love punishment; while rich indulgence absolves from it, and causes men to hate it, or at least gives them occasion to do so.
41. The Pope's indulgence ought to be proclaimed with all precaution, lest the people should mistakenly believe it of more value than all other works of charity.
42. Christians should be taught, it is not the Pope's opinion that the buying of indulgence is in any way comparable to works of charity.
43. Christians should be taught, he who gives to the poor, or lends to a needy man, does better than buying indulgence.
44. For, by the exercise of charity, charity increases and man grows better, while by means of indulgence, he does not become better, but only freer from punishment.
45. Christians should be taught, he who sees his neighbor in distress, and, nevertheless, buys indulgence, is not partaking in the Pope's pardons, but in the anger of God.
46. Christians should be taught, unless they are rich enough, it is their duty to keep what is necessary for the use of their households, and by no means to throw it away on indulgences.
47. Christians should be taught, the buying of indulgences is optional and not commanded.
48. Christians should be taught, the Pope, in selling pardons, has more want and more desire of a devout prayer for himself than of the money.
49. Christians should be taught, the Pope's pardons are useful as far as one does not put confidence in them, but on the contrary most dangerous, if through them one loses the fear of God.
50. Christians should be taught, if the Pope knew the ways and doings of the preachers of indulgences, he would prefer that St. Peter's Minster should be burnt to ashes, rather than that it should be built up of the skin, flesh, and bones of his lambs.
51. Christians should be taught, the Pope, as it is his bounden duty to do, is indeed also willing to give of his own money - and should St. Peter's be sold thereto - to those from whom the preachers of indulgences do most extort money.
52. It is a vain and false thing to hope to be saved through indulgences, though the commissary - nay, the Pope himself - was to pledge his own soul therefore.
53. Those who, on account of a sermon concerning indulgences in one church, condemn the word of God to silence in the others, are enemies of Christ and of the Pope.
54. Wrong is done to the word of God if one in the same sermon spends as much or more time on indulgences as on the word of the Gospel.
55. The opinion of the Pope cannot be otherwise than this:- If an indulgence - which is the lowest thing - be celebrated with one bell, one procession and ceremonies, then the Gospel - which is the highest thing - must be celebrated with a hundred bells, a hundred processions, and a hundred ceremonies.
56. The treasures of the Church, whence the Pope grants his dispensation are neither sufficiently named nor known among the community of Christ.
57. It is manifest that they are not temporal treasures, for the latter are not lightly spent, but rather gathered by many of the preachers.
58. Nor are they the merits of Christ and of the saints, for these, without the Pope's aid, work always grace to the inner man, cross, death, and hell to the other man.
59. St. Lawrence called the poor of the community the treasures of the community and of the Church, but he understood the word according to the use in his time.
60. We affirm without pertness that the keys of the Church, bestowed through the merit of Christ, are this treasure.
61. For it is clear that the Pope's power is sufficient for the remission of penalties and forgiveness in the reserved cases.
62. The right and true treasure of the Church is the most Holy Gospel of the glory and grace of God.
63. This treasure, however, is deservedly most hateful, for it makes the first to be last.
64. While the treasure of indulgence is deservedly most agreeable, for it makes the last to be first.
65. Therefore, the treasures of the Gospel are nets, with which, in times of yore, one fished for the men of Mammon.
66. But the treasures of indulgence are nets, with which now-a-days one fishes for the Mammon of men.
67. Those indulgences, which the preachers proclaim to be great mercies, are indeed great mercies, forasmuch as they promote gain.
68. And yet they are of the smallest compared to the grace of God and to the devotion of the Cross.
69. Bishops and curates ought to mark with eyes and ears, that the commissaries of apostolical (that is, Popish) pardons are received with all reverence.
70. But they ought still more to mark with eyes and ears, that these commissaries do not preach their own fancies instead of what the Pope has commanded.
71. He who speaks against the truth of apostolical pardons, be anathema and cursed.
72. But blessed be he who is on his guard against the preacher's of pardons naughty and impudent words.
73. As the Pope justly disgraces and excommunicates those who use any kind of contrivance to do damage to the traffic in indulgences.
74. Much more it is his intention to disgrace and excommunicate those who, under the pretext of indulgences, use contrivance to do damage to holy love and truth.
75. To think that the Popish pardons have power to absolve a man even if - to utter an impossibility - he had violated the Mother of God, is madness.
76. We assert on the contrary that the Popish pardon cannot take away the least of daily sins, as regards the guilt of it.
77. To say that St. Peter, if he were now Pope, could show no greater mercies, is blasphemy against St. Peter and the Pope.
78. We assert on the contrary that both this and every other Pope has greater mercies to show: namely, the Gospel, spiritual powers, gifts of healing, etc. (1.Cor.XII).
79. He who says that the cross with the Pope's arms, solemnly set on high, has as much power as the Cross of Christ, blasphemes God.
80. Those bishops, curates, and theologists, who allow such speeches to be uttered among the people, will have one day to answer for it.
81. Such impudent sermons concerning indulgences make it difficult even for learned men to protect the Pope's honor and dignity against the calumnies, or at all events against the searching questions, of the laymen.
82. As for instance: - Why does not the Pope deliver all souls at the same time out of Purgatory for the sake of most holy love and on account of the bitterest distress of those souls - this being the most imperative of all motives, - while he saves an infinite number of souls for the sake of that most miserable thing money, to be spent on St. Peter's Minster: - this being the very slightest of motives?
83. Or again: - Why do masses for the dead continue, and why does not the Pope return or permit to be withdrawn the funds which were established for the sake of the dead, since it is now wrong to pray for those who are already saved?
84. Again: - What is this new holiness of God and the Pope that, for money's sake, they permit the wicked and the enemy of God to save a pious soul, faithful to God, and yet will not save that pious and beloved soul without payment, out of love, and on account of its great distress?
85. Again: - Why is it that the canons of penance, long abrogated and dead in themselves, because they are not used, are yet still paid for with money through the granting of pardons, as if they were still in force and alive?
86. Again: - Why does not the Pope build St. Peter's Minster with his own money - since his riches are now more ample than those of Crassus, - rather than with the money of poor Christians?
87. Again: -Why does the Pope remit or give to those who, through perfect penitence, have already a right to plenary remission and pardon?
88. Again: - What greater good could the Church receive, than if the Pope presented this remission and pardon a hundred times a day to every believer, instead of but once, as he does now?
89. If the Pope seeks by his pardon the salvation of souls, rather than money, why does he annul letters of indulgence granted long ago, and declare them out of force, though they are still in force?
90. To repress these very telling questions of the laymen by force, and not to solve them by telling the truth, is to expose the Church and the Pope to the enemy's ridicule and to make Christian people unhappy.
91. Therefore, if pardons were preached according to the Pope's intention and opinion, all these objections would be easily answered, nay, they never had occurred.
92. Away then with all those prophets who say to the community of Christ, "Peace, peace", and there is no peace.
93. But blessed be all those prophets who say to the community of Christ, "The cross, the cross," and there is no cross.
94. Christians should be exhorted to endeavor to follow Christ their Head through Cross, Death, and Hell,
95. And thus hope with confidence to enter Heaven through many miseries, rather than in false security.
Read a summary of the 95 theses ; a listing of the three main points , in the words of Martin Luther.
More Martin Luther...

- The 95 Theses
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The 95 Theses, also known as the “Disputation on the Power and Efficacy of Indulgences,” was a list of discussion topics that Martin Luther nailed to the door of Wittenberg Castle church in 1517 to protest the sale of indulgences. His prote...
Martin Luther wrote “The Ninety-Five Theses” because he was dissatisfied with several practices of the Roman Catholic Church, including the sale of indulgences, the abuse of priestly power and the power of the Pope. He also argued that fait...
Sometimes you need to translate a document, joke or text from one language to another and don’t have time to wait for a translation service. That’s when it helps to know where to go online so you can translate French to English or any other...
1. When Jesus said “repent” he meant that believers should live a whole life repenting 2. Only God can give salvation – not a priest. 3.
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Description. English translation of the 95 Theses Against Indulgences written by Martin Luther and originally published in Latin. Creator. Luther, Martin
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The 95 Theses by Dr. Martin Luther. Luther's 95 Theses · The 95 Theses - a modern translation. Out of love and concern for the truth, and with the object of
It was originally written in Latin, then translated into German and later into English.